FIG. 1 
is
a generalized schematic block diagram of a Virtual Matrix
Encryption technique in accordance with the present invention;

FIG. 2A 
is a schematic diagram of a Virtual Matrix;

FIG. 2B 
is a flowchart of encryption using a Progressive Virtual
Matrix;

FIG. 2C 
is a flowchart of decryption using a Regressive Virtual Matrix;

FIG. 3A 
is a flowchart of encryption/decryption using a Multiple
Algorithms Matrix;

FIG. 3B 
is a flowchart of a first portion of a many way branching
mechanism;

FIG. 3C 
is a second portion of the many way branching mechanism of
FIG. 3B;

FIG. 4 
is a flowchart illustrating generation of a Million Bit Virtual
Key;

FIG. 5A 
is a flowchart of key generation for a Multiplication Modulo
Matrix (MMM) algorithm;

FIG. 5B 
is a flowchart of encryption using the MMM algorithm;

FIG. 5C 
is a flowchart of decryption using the MMM algorithm;

FIG. 6 
is a flowchart illustrating generation of a Specific
Transaction Key;

FIG. 7 
is a flowchart of a Bit Level Encryption algorithm;

FIG. 8A 
is a flowchart of encryption in accordance with a Subtraction
Modulo Matrix (SMM) algorithm;

FIG. 8B 
is a flowchart of decryption using the SMM algorithm;

FIG. 9 
is a flowchart of a Date Limit algorithm;

FIG. 10 
is a flowchart of a Targeted Delivery System algorithm
